عربي

الصفحة الرئيسية وظائف في المملكة العربية السعودية وظائف محلل الإئتمان في المملكة العربية السعودية محلل الإئتمان

محلل الإئتمان

Gulf International Bank (GIB)

نشرت يو مسبتمبر 4, 2019

2 - 3 سنوات السعودية - السعودية

أي جنسية

عدد الشواغر01

الوصف الوظيفي

ايميل الوظيفة
تم إرسال البريد الإلكتروني بنجاح.


- Review and perform detailed credit analysis of new/renewal/extending credit request with regards to financial information pertinent to potential and existing borrowers, quality of assets, collateralization and provide specific recommendations including pricing and structuring for submission to the credit committee.
- Review facility documentation to ensure its accuracy, completeness and accordance with the relevant approval(s) and GIB policies and procedures. Identify and obtain additional information requirements needed for proper assessment of credit request.
- Evaluate terms and conditions, including but not limited to pricing, to facilities offered to clients so as to optimize the bank's return on equity in relation to the risk.
- Identify risks in the credit request and suggest mitigations, covenants and plans to minimize risks and improve credit quality.
- Assign internal ratings on the basis of the comprehensive review, incorporating risk based pricing/RAROC assessment.
- Ensure that the credit review and recommendation are in strict adherence to the relevant internal policies and procedures (GIBMAN) and regulatory requirements.
- Ensure that credit requests are processed within best possible turnaround time with complete independence and transparency. Provide high quality service to each assigned client consistent with approved facilities and GIBMAN requirements.
- Perform the annual review of each client in a competent and timely manner; All annual review should be completed prior to the original review date or the date to which the review has been deferred with the concurrence to the supervisor
- Maintain the credit and desk file for each client in accordance with internal policy. Contribute information to the division's prospect and industry files. Closely follow up any late payments or missing facility documents.
- Support relationship managers in preparing the annual forecast of the income for each client and prospect to be incorporated in the annual budget.
- Provide support to relationship managers to prepare/ generate statistical/ management reports on credit and risk such as (classification report, annual planning report etc.) according to prescribed schedules so that all relevant parties are assured of the integrity of transactions and to facilitate decision making.
- Ensure all documents related credit evaluation are filed (hard/soft copy) and archived. Follow document retention and disposal procedures, ensuring minimal discrepancies and loss of information.
- Follow up all audit issues under the purview to ensure that it is adequately addressed as per agreed timetable.


حسابات/فرض الضرائب/المراجعة/سكتير شركة

الكلمات الرئيسية

محلل الإئتمان

ابلاغ عن هذه الوظيفة

تنبيه:نوكري غلف فقط منصّة يجمع بين كل من الباحثين عن عمل و أصحاب العمل. ننصح المتقدمين للوظائف التحقق من شرعية أصحاب العمل المحتملين. نحن لا ندعم أي مطالبات لتحويل الأموال و ننصح بشدة ضد الإفصاح عن اي معلومات شخصية أو مالية.و ننصح أيضا زيارةتحذير أمنيللمزيد من المعلومات. إذا تشك في أي غش أو احتيال اتصل بنا علىabuse@naukrigulf.com

Gulf International Bank (GIB)


عرض تفاصيل الاتصال

الاتصال

الاسم / التعيين:
-

موقع الكتروني https://jobs.accaglobal.com/job/6026347/credit-analyst/


معلومات إضافية مطلوبة

طلب صاحب العمل بعض المعلومات الإضافية مع طلبك للحصول على هذه الوظيفة

تسجيل الدخول الى نوكري غلف

مواصلة استخدام

ستبقى جميع أنشطتك سرية

أو