Associate Managing Consultant MasterCard

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Associate Managing Consultant, Specialized Product Delivery (Portfolio Management

Own the portfolio health and value creation agenda across consumer and/or SME card products. You ll diagnose performance (activation, digital adoption, spend, ENR, attrition), design precise lifecycle interventions, and deliver controlled change with measurable uplift. Expect hands on partnership with Product, Analytics, Marketing, Operations, Risk, and Compliance to run always on portfolio programs and to install robust guardrails for sustainable growth.

All About Us

The Data & Services team is a key differentiator for Mastercard, providing end to end services that help our customers grow. Specialized Product Delivery (Deploy) focuses on expert execution deployment and value realization from implementation to adoption, usage, and product evolution

As an Associate Managing Consultant, Specialized Product Delivery (Portfolio Management Manager Specialist) you will

Portfolio strategy, insights, and execution

• Diagnose portfolio performance end to end (acquisition, activation, early life usage, ENR, attrition) and convert findings into quarterly OKRs and a prioritized experiment backlog.
• Design and launch precision lifecycle programs (activation accelerators, spend stimulation, balance build, retention save offers), with explicit hypotheses, target cohorts, success metrics, and control groups.
• Instrument performance dashboards (activation, tokenization, spend per active, ENR, churn, campaign ROI) and run test and learn to optimize offer design, timing, and channels.
• Calibrate growth with controls: partner with Risk/Compliance/Operations to embed documentation, approvals, and audit trails for each change; maintain clean delivery and governance.

Product & proposition tuning

• Evolve pricing, features, and benefits to improve perceived value and margins (e.g., fee constructs, installment/EPP levers, rewards tuning), using competitive benchmarks and cohort analysis.
• Close the loop with Product and Marketing on campaign narratives, CX fixes, and digital journey improvements; quantify uplift vs. baseline.

Stakeholder leadership & delivery discipline

• Run weekly portfolio cadences with Product, Analytics, Ops, and Marketing to remove barriers, approve tests, and course correct; publish action trackers and impact summaries.
• Execute with rigor (RAID logs, gated milestones, cutover plans, post launch stabilization) so changes land safely and scale.

Team Collaboration & Culture

• Translate complex analysis into clear choices and crisp storytelling for senior stakeholders; facilitate decision ready forums.
• Plan and structure your work and that of junior teammates; lead or co lead portfolio reviews and experiment readouts.
• Contribute playbooks (segmentation, offers, dashboards) and mentor colleagues we grow leaders, not just deliverables.

All About Your Education & Skills

• Bachelor s degree (advanced degree/MBA a plus).
• Advanced PowerPoint/Excel/Word; familiarity with BI/campaign tools (e.g., Tableau/Power BI, marketing automation).
• Strong written, verbal, and stakeholder communication; organization, multitasking, and analytical problem solving.
• Willingness to travel across the region as needed up to 80%