Compliance Manager

Neonism SAL

The Compliance Manager ensures that Neonism s operations, products, and customer interactions fully comply with regulatory requirements, internal policies, and industry standards. This role safeguards the company s integrity, minimizes regulatory and reputational risk, and supports sustainable growth in a fast-evolving fintech environment.

The Compliance Manager oversees compliance policies and supervises both internal audit and internal and external compliance scopes, ensuring consistency, transparency, and full adherence across all business functions. This includes maintaining alignment with Banque du Liban (BDL) regulations, internal governance frameworks and policies and procedures, and partner compliance obligations within Neonism s operational ecosystem.

Key Responsibilities

1. Regulatory Compliance (Banque du Liban)
   • Ensure compliance with all applicable BDL circulars, including those governing electronic money institutions, payment service providers, and financial intermediaries.
   • Monitor and interpret changes in local laws, BDL directives, and SIC circulars related to AML/CFT, data privacy, and consumer protection.
   • Maintain valid company licenses and ensure ongoing regulatory compliance with BDL and SIC standards.
   • Prepare and submit accurate and timely compliance and risk reports to BDL, SIC, and other regulatory authorities.
   • Act as the primary liaison with regulatory bodies and external auditors on all compliance-related matters.
2. Internal Audit, Compliance & Governance
   • Responsible for the company internal audit function and compliance programs, policies, manuals, and risk-based monitoring frameworks.
   • Lead the development, maintenance, and implementation of compliance policies, procedures, and manuals tailored to Neonism s fintech operations
   • Conduct internal audits, compliance reviews, and control testing to ensure full adherence to company policies and Lebanese regulations and report findings to top management.
   • Advise senior management and business units on the compliance implications of new products, partnerships, or business models.
   • Maintain organized records and documentation to support external audits and regulatory inspections.
   • Responsible for preparing and submitting periodic discrepancy reports.
   • Promote a governance culture of accountability, transparency, and ethical conduct.
3. AML/CFT Oversight
   • Oversee and continuously strengthen the company s Anti-Money Laundering (AML) and Counter-Financing of Terrorism (CFT) frameworks in accordance with SIC requirements.
   • Supervise KYC (Know Your Customer), KYB (Know Your Business), transaction monitoring, and suspicious activity reporting processes.
   • Ensure timely and accurate filing of Suspicious Transaction Reports (STRs) with the SIC.
   • Conduct due diligence and enhanced due diligence (EDD) for high-risk customers, merchants, and partners.
4. External Partner & Vendor Compliance
   • Manage compliance due diligence for third-party agents, merchants, vendors, and service providers participating in e-wallet and payment operations.
   • Ensure external partners meet BDL, SIC, and Neonism compliance standards, particularly in relation to AML/CFT and KYC obligations.
   • Review, assess, and monitor partner contracts to ensure continuous compliance and risk mitigation.
   • Coordinate cross-functional oversight between internal control units and external compliance partners.
5. Training & Awareness
   • Foster a strong compliance culture across the organization through continuous education and engagement.
   • Design and deliver compliance training programs covering AML/CFT, regulatory updates, and internal policies.
   • Keep employees informed of new laws, BDL circulars, and internal policy revisions.
   • Promote proactive compliance behavior and early risk identification throughout the company.