Credit Risk Analyst Group Credit Risk

First Abu Dhabi Bank

Job Title
Credit Risk Analyst Group Credit Risk First Abu Dhabi Bank Abu Dhabi, UAE
Job Description
Credit Risk Analyst Group Credit Risk First Abu Dhabi Bank Abu Dhabi, UAE

Position Overview
This Credit Risk Analyst role at First Abu Dhabi Bank supports the Group Credit Risk function with a focus on Wholesale Banking and International Banking portfolios. The position centers on portfolio monitoring, early risk identification, IFRS 9 review, regulatory reporting, and delivering detailed asset-quality analysis across multiple business segments.

Job Details
Country: UAE
City: Abu Dhabi
Industry: Banking
Function: Risk Management
Gender: Any
Candidate Nationality: Any
Job Type: Full-time

Key Responsibilities

* Review credit proposals submitted to approval committees, ensuring alignment with risk appetite.
* Monitor country risk limits and industry risk limits, ensuring accurate tracking and reporting.
* Review and update credit risk policies, procedures, and frameworks.
* Oversee IFRS 9 staging and provisioning processes across Wholesale Banking and International Banking.
* Conduct analysis of asset quality, impairment charges, coverage ratios, and cost of risk.
* Prepare monthly dashboards, portfolio review reports, and business-segment analysis.
* Produce credit risk reporting for internal management and regulatory bodies.
* Monitor overdue exposures through the Past Due Not Impaired process and follow up on action plans.
* Prepare portfolio presentations for senior committees including CEC, BRCC, and GRCC.
* Support thematic risk studies and ECL reviews.
* Coordinate with ERM teams to support regulatory submissions.
* Review product programs and funding-related credit proposals.
* Identify opportunities to improve processes, systems, and portfolio monitoring practices.
* Ensure timely preparation of departmental and regulatory reports.

Ideal Profile

* At least five years of experience in credit risk roles within banking or financial institutions.
* Strong understanding of asset quality metrics, impairment, IFRS 9 methodologies, and regulatory reporting.
* Knowledge of global financial markets, macroeconomic trends, and international banking exposures.
* Able to analyze large datasets and produce clear, accurate risk reports.
* Strong communication skills for interacting with relationship managers, senior stakeholders, and committees.
* Detail-oriented with strong organizational and analytical capabilities.
* Ability to work independently under pressure and handle multiple deadlines.

Skills Set

* Credit risk analysis
* IFRS 9 staging and provisioning
* Asset quality monitoring
* Financial reporting
* Risk dashboards and presentations
* Regulatory compliance
* Portfolio monitoring
* Data analysis and interpretation
* Cross-functional coordination

Why Join Us

* Be part of the largest bank in the UAE with a strong transformation agenda.
* Work in a dynamic, data-driven risk environment with international exposure.
* Opportunity to influence portfolio analytics and contribute to strategic decision-making.
* Supportive leadership, structured development, and a collaborative culture.
* Meaningful role with direct impact on credit quality and risk management standards.