Remittance Campaign Specialist

PayTech Group

Core Responsibilities and Accountabilities:

• Lead and support the design, enhancement, and optimization of cross-border remittance and international payment products, covering inbound and outbound corridors.
• Provide subject-matter expertise on correspondent banking models, including SWIFT, nostro/vostro structures, prefunding, and alternative settlement mechanisms.
• Assess and recommend optimal settlement and liquidity models based on corridor economics, risk appetite, and regulatory constraints.

Regulatory & Compliance Leadership:

• Ensure full compliance with SAMA regulations, KSA AML/CFT frameworks, sanctions screening, and cross-border compliance obligations.
• Partner closely with compliance, legal, and risk teams to assess regulatory impacts on product design, corridor expansion, and operating models.
• Support regulatory discussions, audits, and submissions related to remittances and international payments.

Technology & Integration:

• Work with technology teams to support API-based integrations, core banking connectivity, and external partner integrations (including payment networks and fintechs).
• Translate business and regulatory requirements into clear functional and technical specifications.
• Support testing, validation, and go-live readiness of new remittance platforms, enhancements, and integrations.

Strategy, Product & Commercialization:

• Provide strategic advisory on product positioning, pricing, rollout strategies, and go-to-market models for remittance and cross-border offerings.
• Support corridor prioritization, market analysis, and competitive benchmarking to drive volume growth and profitability.
• Collaborate with marketing, sales, and channel teams to support commercialization and client adoption.

Business Case & Delivery Governance:

• Lead or support business case development, including revenue projections, cost models, risk assessment, and ROI analysis.
• Assess operational, regulatory, financial, and technology risks and define mitigation strategies.
• Define implementation roadmaps, milestones, and delivery plans, ensuring alignment across stakeholders.

Stakeholder Management

• Act as a key interface across bank business teams, technology, operations, compliance, and risk functions.
• Manage external stakeholders including correspondent banks, fintech partners, and vendors.
• Support senior management with insights, recommendations, and decision support on remittance initiatives.

Knowledge and Experience:

• Proven expertise in cross-border payments, remittances, correspondent banking, and settlement models.
• Strong understanding of API-driven architectures, core banking systems, and payment integrations.
• In-depth knowledge of KSA regulatory and compliance requirements, including SAMA regulations.
• Demonstrated experience providing strategic advisory on product strategy, rollout, and commercialization.
• Experience validating business cases, assessing risks, and defining end-to-end implementation roadmaps.
• Strong track record of stakeholder management across banking, technology, compliance, and network partners.